Help for Homeowners

Low- and moderate income households in Franklin, Granville, Person, Warren and Vance County are eligible to apply for grants to rehabilitate their houses and connect to water and sewer service, provided there are grant fund available and they meet income guidelines. Homeowners must own their own homes and land.

Grant funds for Scattered Site Community Development Projects are provided to counties every three years and shared by the municipalities within each county. The Division of Community Assistance provides Scattered Site Grant funding.

In addition, the N.C. Housing Finance Agency provides funds to eligible counties for housing rehabilitation. Funds are made available to eligible low/moderate income homeowners by deferred loans and are secured with a Note and Deed of Trust.

Counties and local governments may apply for and receive these type of grants for their communities:

• Infrastructure (water, sewer and street repairs) funds are obtained by counties and municipalities that apply for an Infrastructure Grant through the N.C. Department of Community Assistance. Infrastructure Grants are very competitive and awarded by the DCA to applicants based on the greatest need.

• Concentrated Needs Grants can be used for housing repairs and infrastructure needs in a designated a set homes with a blocked boundary area or neighborhood. Sometimes funds cover an entire neighborhood or street; other times, funds cover only part of a neighborhood or street. Concentrated Needs Grants are also competitive.

• Scattered Site Grants are awarded to counties, which share grant funds interested municipalities in the county. Scattered Site Grants are awarded to counties every three years on a rolling basis by the N.C. Division of Community Assistance. Homeowers who receive assistance are chosen in advance of the County submitting its application to the Division Of Community Assistance. Entitlement counties and cities are excluded from receiving Scattered Site Funds.

• Single Family Rehab funds are awarded to eligible counties by the N. C. Housing Finance Agency and programs run for 30 months. Homeowners are chosen by need, feasibility of work to be accomplished, income and other criteria, such as being elderly and disabled. Making a home energy efficient is one of the targeted criteria of this program.

Individual homeowners may obtain housing rehabilitation applications from:

Kerr-Tar COG
CDBG Program
P. O. Box 709
Henderson, N. C. 27536